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BankHealth

CORNER STONE BANK

SOUTH WEST CITY, MISSOURI · FDIC Cert #9388

A
Health Score
85/100
$193M
Total Assets
$167M
Total Deposits
18.37%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CORNER STONE BANK holds a Tier 1 capital ratio of 18.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CORNER STONE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.33%
Nonperforming Loans
Moderate — some loan stress
25.95%
Liquidity Ratio
Strong — can meet withdrawal demands
1.15%
Return on Assets
Profitable — earning well on assets
$167M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CORNER STONE BANK shows strong financial health indicators. With $193M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CORNER STONE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 18.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CORNER STONE BANK holds $193M in total assets and $167M in total deposits. It is located in SOUTH WEST CITY, MISSOURI (FDIC Certificate #9388).

CORNER STONE BANK has a Tier 1 capital ratio of 18.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.33%, and the return on assets is 1.15%.

Yes. CORNER STONE BANK is FDIC-insured (Certificate #9388). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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