COMMUNITY FSB
WOODHAVEN, NEW YORK · FDIC Cert #57129
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY FSB holds a Tier 1 capital ratio of 24.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY FSB shows strong financial health indicators. With $780M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY FSB has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 24.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY FSB holds $780M in total assets and $695M in total deposits. It is located in WOODHAVEN, NEW YORK (FDIC Certificate #57129).
COMMUNITY FSB has a Tier 1 capital ratio of 24.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.12%, and the return on assets is 3.53%.
Yes. COMMUNITY FSB is FDIC-insured (Certificate #57129). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.