CNB ST LOUIS BANK
MAPLEWOOD, MISSOURI · FDIC Cert #4549
Capital & Safety Analysis
According to FDIC financial data, CNB ST LOUIS BANK holds a Tier 1 capital ratio of 10.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CNB ST LOUIS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CNB ST LOUIS BANK shows strong financial health indicators. With $774M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CNB ST LOUIS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 10.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CNB ST LOUIS BANK holds $774M in total assets and $641M in total deposits. It is located in MAPLEWOOD, MISSOURI (FDIC Certificate #4549).
CNB ST LOUIS BANK has a Tier 1 capital ratio of 10.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 0.61%.
Yes. CNB ST LOUIS BANK is FDIC-insured (Certificate #4549). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.