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BankHealth

CLEAR FORK BANK NA

ALBANY, TEXAS · FDIC Cert #3067

C
Health Score
50/100
$825M
Total Assets
$733M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CLEAR FORK BANK NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CLEAR FORK BANK NA to additional regulatory scrutiny.

Key Financial Metrics

0.26%
Nonperforming Loans
Low — healthy loan portfolio
18.06%
Liquidity Ratio
Adequate liquidity
1.62%
Return on Assets
Profitable — earning well on assets
$733M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CLEAR FORK BANK NA shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CLEAR FORK BANK NA has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CLEAR FORK BANK NA holds $825M in total assets and $733M in total deposits. It is located in ALBANY, TEXAS (FDIC Certificate #3067).

CLEAR FORK BANK NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.62%.

Yes. CLEAR FORK BANK NA is FDIC-insured (Certificate #3067). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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