CLASSIC BANK NATIONAL ASSN
CAMERON, TEXAS · FDIC Cert #3126
Capital & Safety Analysis
According to FDIC financial data, CLASSIC BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CLASSIC BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CLASSIC BANK NATIONAL ASSN shows strong financial health indicators. With $686M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLASSIC BANK NATIONAL ASSN has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLASSIC BANK NATIONAL ASSN holds $686M in total assets and $598M in total deposits. It is located in CAMERON, TEXAS (FDIC Certificate #3126).
CLASSIC BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.95%.
Yes. CLASSIC BANK NATIONAL ASSN is FDIC-insured (Certificate #3126). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.