CITIZENS BANK OF THE MIDWEST
ROLLA, MISSOURI · FDIC Cert #16126
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF THE MIDWEST holds a Tier 1 capital ratio of 12.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF THE MIDWEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF THE MIDWEST shows strong financial health indicators. With $208M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF THE MIDWEST has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF THE MIDWEST holds $208M in total assets and $167M in total deposits. It is located in ROLLA, MISSOURI (FDIC Certificate #16126).
CITIZENS BANK OF THE MIDWEST has a Tier 1 capital ratio of 12.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 0.96%.
Yes. CITIZENS BANK OF THE MIDWEST is FDIC-insured (Certificate #16126). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.