CHILLICOTHE STATE BANK
CHILLICOTHE, MISSOURI · FDIC Cert #15546
Capital & Safety Analysis
According to FDIC financial data, CHILLICOTHE STATE BANK holds a Tier 1 capital ratio of 21.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHILLICOTHE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHILLICOTHE STATE BANK shows strong financial health indicators. With $136M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHILLICOTHE STATE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 21.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHILLICOTHE STATE BANK holds $136M in total assets and $125M in total deposits. It is located in CHILLICOTHE, MISSOURI (FDIC Certificate #15546).
CHILLICOTHE STATE BANK has a Tier 1 capital ratio of 21.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.94%, and the return on assets is 1.33%.
Yes. CHILLICOTHE STATE BANK is FDIC-insured (Certificate #15546). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.