CAYUGA LAKE NATIONAL BANK
UNION SPRINGS, NEW YORK · FDIC Cert #6954
Capital & Safety Analysis
According to FDIC financial data, CAYUGA LAKE NATIONAL BANK holds a Tier 1 capital ratio of 15.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAYUGA LAKE NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAYUGA LAKE NATIONAL BANK shows strong financial health indicators. With $285M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAYUGA LAKE NATIONAL BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 15.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAYUGA LAKE NATIONAL BANK holds $285M in total assets and $260M in total deposits. It is located in UNION SPRINGS, NEW YORK (FDIC Certificate #6954).
CAYUGA LAKE NATIONAL BANK has a Tier 1 capital ratio of 15.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.50%, and the return on assets is 0.03%.
Yes. CAYUGA LAKE NATIONAL BANK is FDIC-insured (Certificate #6954). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.