CATTARAUGUS COUNTY BANK
LITTLE VALLEY, NEW YORK · FDIC Cert #12959
Capital & Safety Analysis
According to FDIC financial data, CATTARAUGUS COUNTY BANK holds a Tier 1 capital ratio of 13.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CATTARAUGUS COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CATTARAUGUS COUNTY BANK shows strong financial health indicators. With $368M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CATTARAUGUS COUNTY BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CATTARAUGUS COUNTY BANK holds $368M in total assets and $321M in total deposits. It is located in LITTLE VALLEY, NEW YORK (FDIC Certificate #12959).
CATTARAUGUS COUNTY BANK has a Tier 1 capital ratio of 13.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.55%, and the return on assets is 0.70%.
Yes. CATTARAUGUS COUNTY BANK is FDIC-insured (Certificate #12959). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.