CARVER FEDERAL SAVINGS BANK
NEW YORK, NEW YORK · FDIC Cert #30394
Capital & Safety Analysis
According to FDIC financial data, CARVER FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 11.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CARVER FEDERAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CARVER FEDERAL SAVINGS BANK shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CARVER FEDERAL SAVINGS BANK has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 11.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CARVER FEDERAL SAVINGS BANK holds $749M in total assets and $647M in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #30394).
CARVER FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 11.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.43%, and the return on assets is -0.23%.
Yes. CARVER FEDERAL SAVINGS BANK is FDIC-insured (Certificate #30394). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.