CARTHAGE S&L NA
CARTHAGE, NEW YORK · FDIC Cert #28942
Capital & Safety Analysis
According to FDIC financial data, CARTHAGE S&L NA holds a Tier 1 capital ratio of 25.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CARTHAGE S&L NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CARTHAGE S&L NA shows strong financial health indicators. With $301M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CARTHAGE S&L NA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 25.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CARTHAGE S&L NA holds $301M in total assets and $251M in total deposits. It is located in CARTHAGE, NEW YORK (FDIC Certificate #28942).
CARTHAGE S&L NA has a Tier 1 capital ratio of 25.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.20%.
Yes. CARTHAGE S&L NA is FDIC-insured (Certificate #28942). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.