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BankHealth

CARROLL CNTY TR CARROLLTON M

CARROLLTON, MISSOURI · FDIC Cert #1611

C
Health Score
50/100
$202M
Total Assets
$173M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CARROLL CNTY TR CARROLLTON M holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CARROLL CNTY TR CARROLLTON M to additional regulatory scrutiny.

Key Financial Metrics

1.27%
Nonperforming Loans
Moderate — some loan stress
59.15%
Liquidity Ratio
Strong — can meet withdrawal demands
0.25%
Return on Assets
Low profitability
$173M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CARROLL CNTY TR CARROLLTON M shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CARROLL CNTY TR CARROLLTON M has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CARROLL CNTY TR CARROLLTON M holds $202M in total assets and $173M in total deposits. It is located in CARROLLTON, MISSOURI (FDIC Certificate #1611).

CARROLL CNTY TR CARROLLTON M has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.27%, and the return on assets is 0.25%.

Yes. CARROLL CNTY TR CARROLLTON M is FDIC-insured (Certificate #1611). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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