CAPITAL BANK
JACINTO CITY, TEXAS · FDIC Cert #19401
Capital & Safety Analysis
According to FDIC financial data, CAPITAL BANK holds a Tier 1 capital ratio of 12.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAPITAL BANK shows strong financial health indicators. With $620M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPITAL BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPITAL BANK holds $620M in total assets and $534M in total deposits. It is located in JACINTO CITY, TEXAS (FDIC Certificate #19401).
CAPITAL BANK has a Tier 1 capital ratio of 12.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.30%.
Yes. CAPITAL BANK is FDIC-insured (Certificate #19401). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.