BANK OF RICHMONDVILLE
COBLESKILL, NEW YORK · FDIC Cert #12956
Capital & Safety Analysis
According to FDIC financial data, BANK OF RICHMONDVILLE holds a Tier 1 capital ratio of 25.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF RICHMONDVILLE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF RICHMONDVILLE shows strong financial health indicators. With $181M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF RICHMONDVILLE has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 25.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF RICHMONDVILLE holds $181M in total assets and $159M in total deposits. It is located in COBLESKILL, NEW YORK (FDIC Certificate #12956).
BANK OF RICHMONDVILLE has a Tier 1 capital ratio of 25.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.85%.
Yes. BANK OF RICHMONDVILLE is FDIC-insured (Certificate #12956). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.