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BankHealth

BANK OF ORRICK

ORRICK, MISSOURI · FDIC Cert #10597

A
Health Score
93/100
$120M
Total Assets
$100M
Total Deposits
18.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF ORRICK holds a Tier 1 capital ratio of 18.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF ORRICK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.09%
Nonperforming Loans
Low — healthy loan portfolio
26.32%
Liquidity Ratio
Strong — can meet withdrawal demands
1.21%
Return on Assets
Profitable — earning well on assets
$100M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF ORRICK shows strong financial health indicators. With $120M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF ORRICK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 18.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF ORRICK holds $120M in total assets and $100M in total deposits. It is located in ORRICK, MISSOURI (FDIC Certificate #10597).

BANK OF ORRICK has a Tier 1 capital ratio of 18.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.21%.

Yes. BANK OF ORRICK is FDIC-insured (Certificate #10597). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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