BANK OF ODESSA
ODESSA, MISSOURI · FDIC Cert #9803
Capital & Safety Analysis
According to FDIC financial data, BANK OF ODESSA holds a Tier 1 capital ratio of 21.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF ODESSA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF ODESSA shows strong financial health indicators. With $579M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF ODESSA has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 21.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF ODESSA holds $579M in total assets and $470M in total deposits. It is located in ODESSA, MISSOURI (FDIC Certificate #9803).
BANK OF ODESSA has a Tier 1 capital ratio of 21.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.16%, and the return on assets is 2.43%.
Yes. BANK OF ODESSA is FDIC-insured (Certificate #9803). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.