BANK OF NEW MADRID
NEW MADRID, MISSOURI · FDIC Cert #14701
Capital & Safety Analysis
According to FDIC financial data, BANK OF NEW MADRID holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF NEW MADRID to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF NEW MADRID shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF NEW MADRID has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF NEW MADRID holds $117M in total assets and $103M in total deposits. It is located in NEW MADRID, MISSOURI (FDIC Certificate #14701).
BANK OF NEW MADRID has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.59%, and the return on assets is 1.55%.
Yes. BANK OF NEW MADRID is FDIC-insured (Certificate #14701). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.