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BankHealth

BANK OF MILLBROOK

MILLBROOK, NEW YORK · FDIC Cert #618

A
Health Score
97/100
$287M
Total Assets
$258M
Total Deposits
23.08%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF MILLBROOK holds a Tier 1 capital ratio of 23.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF MILLBROOK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.42%
Nonperforming Loans
Low — healthy loan portfolio
53.81%
Liquidity Ratio
Strong — can meet withdrawal demands
1.86%
Return on Assets
Profitable — earning well on assets
$258M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF MILLBROOK shows strong financial health indicators. With $287M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF MILLBROOK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 23.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF MILLBROOK holds $287M in total assets and $258M in total deposits. It is located in MILLBROOK, NEW YORK (FDIC Certificate #618).

BANK OF MILLBROOK has a Tier 1 capital ratio of 23.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 1.86%.

Yes. BANK OF MILLBROOK is FDIC-insured (Certificate #618). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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