BANK OF HOLLAND
HOLLAND, NEW YORK · FDIC Cert #1464
Capital & Safety Analysis
According to FDIC financial data, BANK OF HOLLAND holds a Tier 1 capital ratio of 13.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HOLLAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF HOLLAND shows strong financial health indicators. With $236M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HOLLAND has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 13.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HOLLAND holds $236M in total assets and $215M in total deposits. It is located in HOLLAND, NEW YORK (FDIC Certificate #1464).
BANK OF HOLLAND has a Tier 1 capital ratio of 13.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.94%.
Yes. BANK OF HOLLAND is FDIC-insured (Certificate #1464). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.