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BankHealth

BANK OF ADVANCE

ADVANCE, MISSOURI · FDIC Cert #9369

C
Health Score
53/100
$487M
Total Assets
$423M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF ADVANCE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF ADVANCE to additional regulatory scrutiny.

Key Financial Metrics

0.60%
Nonperforming Loans
Low — healthy loan portfolio
21.13%
Liquidity Ratio
Strong — can meet withdrawal demands
2.17%
Return on Assets
Profitable — earning well on assets
$423M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF ADVANCE shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF ADVANCE has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF ADVANCE holds $487M in total assets and $423M in total deposits. It is located in ADVANCE, MISSOURI (FDIC Certificate #9369).

BANK OF ADVANCE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 2.17%.

Yes. BANK OF ADVANCE is FDIC-insured (Certificate #9369). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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