BANK 21
CARROLLTON, MISSOURI · FDIC Cert #8560
Capital & Safety Analysis
According to FDIC financial data, BANK 21 holds a Tier 1 capital ratio of 12.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK 21 has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK 21 shows strong financial health indicators. With $173M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK 21 has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK 21 holds $173M in total assets and $147M in total deposits. It is located in CARROLLTON, MISSOURI (FDIC Certificate #8560).
BANK 21 has a Tier 1 capital ratio of 12.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 1.48%.
Yes. BANK 21 is FDIC-insured (Certificate #8560). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.