AMERICAN NB OF MT PLEASANT
MOUNT PLEASANT, TEXAS · FDIC Cert #22942
Capital & Safety Analysis
According to FDIC financial data, AMERICAN NB OF MT PLEASANT holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN NB OF MT PLEASANT to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN NB OF MT PLEASANT shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN NB OF MT PLEASANT has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN NB OF MT PLEASANT holds $133M in total assets and $122M in total deposits. It is located in MOUNT PLEASANT, TEXAS (FDIC Certificate #22942).
AMERICAN NB OF MT PLEASANT has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.99%.
Yes. AMERICAN NB OF MT PLEASANT is FDIC-insured (Certificate #22942). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.