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BankHealth

AMERICAN BANK OF FREEDOM

WELLSVILLE, MISSOURI · FDIC Cert #15423

C
Health Score
60/100
$919M
Total Assets
$689M
Total Deposits
11.05%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERICAN BANK OF FREEDOM holds a Tier 1 capital ratio of 11.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BANK OF FREEDOM has a strong buffer to absorb potential losses.

Key Financial Metrics

1.22%
Nonperforming Loans
Moderate — some loan stress
13.27%
Liquidity Ratio
Adequate liquidity
0.61%
Return on Assets
Low profitability
$689M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN BANK OF FREEDOM shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN BANK OF FREEDOM has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 11.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN BANK OF FREEDOM holds $919M in total assets and $689M in total deposits. It is located in WELLSVILLE, MISSOURI (FDIC Certificate #15423).

AMERICAN BANK OF FREEDOM has a Tier 1 capital ratio of 11.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.22%, and the return on assets is 0.61%.

Yes. AMERICAN BANK OF FREEDOM is FDIC-insured (Certificate #15423). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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