ALTON BANK
ALTON, MISSOURI · FDIC Cert #8276
Capital & Safety Analysis
According to FDIC financial data, ALTON BANK holds a Tier 1 capital ratio of 11.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALTON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALTON BANK shows strong financial health indicators. With $119M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALTON BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALTON BANK holds $119M in total assets and $105M in total deposits. It is located in ALTON, MISSOURI (FDIC Certificate #8276).
ALTON BANK has a Tier 1 capital ratio of 11.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.36%, and the return on assets is 0.26%.
Yes. ALTON BANK is FDIC-insured (Certificate #8276). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.