ALLIANCE BANK CENTRAL TEXAS
WOODWAY, TEXAS · FDIC Cert #15657
Capital & Safety Analysis
According to FDIC financial data, ALLIANCE BANK CENTRAL TEXAS holds a Tier 1 capital ratio of 13.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALLIANCE BANK CENTRAL TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALLIANCE BANK CENTRAL TEXAS shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALLIANCE BANK CENTRAL TEXAS has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 13.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALLIANCE BANK CENTRAL TEXAS holds $932M in total assets and $798M in total deposits. It is located in WOODWAY, TEXAS (FDIC Certificate #15657).
ALLIANCE BANK CENTRAL TEXAS has a Tier 1 capital ratio of 13.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.12%, and the return on assets is 0.85%.
Yes. ALLIANCE BANK CENTRAL TEXAS is FDIC-insured (Certificate #15657). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.