Is York State Bank Safe?
York State Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.06% | 100/100 |
| Nonperforming Loan Ratio | 0.39% | 92/100 |
| Liquidity Ratio | 20.58% | 62/100 |
| Return on Assets | 1.99% | 100/100 |
| Total Assets | $0.2B | |
How does York State Bank compare?
With a Bank Health Score of 88/100, York State Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Nebraska, where 120 FDIC-insured banks are headquartered, York State Bank ranks above the state average of 65/100 (Grade B).
The bank's Tier 1 capital ratio of 15.06% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.39% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, York State Bank's Bank Health Score improved by 3.0 points to 88/100. Tier 1 capital strengthened by 1.59 percentage points to 15.06%. Quarter-over-quarter, the score fell by 1.0 points.
York State Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (62/100).