Is United Midwest Sb NA Safe?
United Midwest Sb NA has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.44% | 100/100 |
| Nonperforming Loan Ratio | 1.79% | 64/100 |
| Liquidity Ratio | 31.24% | 100/100 |
| Return on Assets | 1.54% | 82/100 |
| Total Assets | $0.5B | |
How does United Midwest Sb NA compare?
With a Bank Health Score of 87/100, United Midwest Sb NA sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, United Midwest Sb NA ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 19.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.79% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, United Midwest Sb NA's Bank Health Score improved by 8.0 points to 87/100. Tier 1 capital strengthened by 1.00 percentage points to 19.44%. Quarter-over-quarter, the score fell by 3.0 points.
United Midwest Sb NA has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (64/100).