UNITED MIDWEST SB NA
DEGRAFF, OHIO · FDIC Cert #32441
Capital & Safety Analysis
According to FDIC financial data, UNITED MIDWEST SB NA holds a Tier 1 capital ratio of 19.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED MIDWEST SB NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED MIDWEST SB NA shows strong financial health indicators. With $488M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED MIDWEST SB NA has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 19.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED MIDWEST SB NA holds $488M in total assets and $403M in total deposits. It is located in DEGRAFF, OHIO (FDIC Certificate #32441).
UNITED MIDWEST SB NA has a Tier 1 capital ratio of 19.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.79%, and the return on assets is 1.54%.
Yes. UNITED MIDWEST SB NA is FDIC-insured (Certificate #32441). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.