Is Union Bank Co Safe?
Union Bank Co has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.51% | 100/100 |
| Nonperforming Loan Ratio | 0.32% | 94/100 |
| Liquidity Ratio | 29.05% | 96/100 |
| Return on Assets | 0.80% | 52/100 |
| Total Assets | $1.1B | |
How does Union Bank Co compare?
With a Bank Health Score of 92/100, Union Bank Co sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Union Bank Co ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 15.51% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.32% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Union Bank Co's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.12 percentage points to 15.51%. Quarter-over-quarter, the score rose by 3.0 points.
Union Bank Co has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).