Is Umb Bank National Assn Safe?
Umb Bank National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 11.43% | 73/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 40.20% | 100/100 |
| Return on Assets | 1.27% | 71/100 |
| Total Assets | $44.2B | |
How does Umb Bank National Assn compare?
With a Bank Health Score of 87/100, Umb Bank National Assn sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Umb Bank National Assn ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 11.43% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Umb Bank National Assn's Bank Health Score improved by 2.0 points to 87/100. Tier 1 capital strengthened by 0.35 percentage points to 11.43%.
Umb Bank National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).