Is Transact Bank National Assn Safe?
Transact Bank National Assn has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.35% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 29.42% | 98/100 |
| Return on Assets | -20.79% | 0/100 |
| Total Assets | $0.0B | |
How does Transact Bank National Assn compare?
With a Bank Health Score of 89/100, Transact Bank National Assn sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, Transact Bank National Assn ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 28.35% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Transact Bank National Assn's Bank Health Score fell by 1.0 points to 89/100. Tier 1 capital weakened by 23.24 percentage points to 28.35%. Quarter-over-quarter, the score fell by 1.0 points.
Transact Bank National Assn has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).