Is Town&Country Bank Safe?
Town&Country Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (86/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.46% | 100/100 |
| Nonperforming Loan Ratio | 0.41% | 92/100 |
| Liquidity Ratio | 31.87% | 100/100 |
| Return on Assets | 1.64% | 86/100 |
| Total Assets | $0.7B | |
How does Town&Country Bank compare?
With a Bank Health Score of 96/100, Town&Country Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Town&Country Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 18.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.41% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Town&Country Bank's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital was essentially flat at 18.46%.
Town&Country Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (86/100).