Is State Bank of Spring Hill Safe?
State Bank of Spring Hill has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.66% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 69.24% | 100/100 |
| Return on Assets | 0.84% | 53/100 |
| Total Assets | $0.1B | |
How does State Bank of Spring Hill compare?
With a Bank Health Score of 95/100, State Bank of Spring Hill sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, State Bank of Spring Hill ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 25.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Spring Hill's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital strengthened by 0.58 percentage points to 25.66%.
State Bank of Spring Hill has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).