Is State Bank of Missouri Safe?
State Bank of Missouri has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (65/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.66% | 100/100 |
| Nonperforming Loan Ratio | 0.36% | 93/100 |
| Liquidity Ratio | 43.13% | 100/100 |
| Return on Assets | 1.12% | 65/100 |
| Total Assets | $0.1B | |
How does State Bank of Missouri compare?
With a Bank Health Score of 94/100, State Bank of Missouri sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, State Bank of Missouri ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 18.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.36% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Missouri's Bank Health Score improved by 3.0 points to 94/100. Tier 1 capital strengthened by 0.38 percentage points to 18.66%. Quarter-over-quarter, the score rose by 5.0 points.
State Bank of Missouri has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (65/100).