Is State Bank of Lakota Safe?
State Bank of Lakota has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.01% | 100/100 |
| Nonperforming Loan Ratio | 0.57% | 89/100 |
| Liquidity Ratio | 30.56% | 100/100 |
| Return on Assets | 1.45% | 78/100 |
| Total Assets | $0.1B | |
How does State Bank of Lakota compare?
With a Bank Health Score of 94/100, State Bank of Lakota sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, State Bank of Lakota ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.01% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.57% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Lakota's Bank Health Score improved by 4.0 points to 94/100. Tier 1 capital strengthened by 0.70 percentage points to 15.01%.
State Bank of Lakota has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (78/100).