STATE BANK OF LAKOTA
LAKOTA, NORTH DAKOTA · FDIC Cert #16477
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF LAKOTA holds a Tier 1 capital ratio of 15.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF LAKOTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF LAKOTA shows strong financial health indicators. With $63M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF LAKOTA has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 15.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF LAKOTA holds $63M in total assets and $57M in total deposits. It is located in LAKOTA, NORTH DAKOTA (FDIC Certificate #16477).
STATE BANK OF LAKOTA has a Tier 1 capital ratio of 15.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 1.45%.
Yes. STATE BANK OF LAKOTA is FDIC-insured (Certificate #16477). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.