Is Starion Bank Safe?
Starion Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (34/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.06% | 85/100 |
| Nonperforming Loan Ratio | 0.39% | 92/100 |
| Liquidity Ratio | 31.02% | 100/100 |
| Return on Assets | 0.35% | 34/100 |
| Total Assets | $1.9B | |
How does Starion Bank compare?
With a Bank Health Score of 86/100, Starion Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, Starion Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.06% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.39% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Starion Bank's Bank Health Score held roughly steady at 86/100. Tier 1 capital was essentially flat at 13.06%. Quarter-over-quarter, the score rose by 1.0 points.
Starion Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (34/100).