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BankHealth

STARION BANK

BISMARCK, NORTH DAKOTA · FDIC Cert #33758

A
Health Score
86/100
$1.9B
Total Assets
$1.5B
Total Deposits
13.06%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STARION BANK holds a Tier 1 capital ratio of 13.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STARION BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.39%
Nonperforming Loans
Low — healthy loan portfolio
31.02%
Liquidity Ratio
Strong — can meet withdrawal demands
0.35%
Return on Assets
Low profitability
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STARION BANK shows strong financial health indicators. With $1.9B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STARION BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STARION BANK holds $1.9B in total assets and $1.5B in total deposits. It is located in BISMARCK, NORTH DAKOTA (FDIC Certificate #33758).

STARION BANK has a Tier 1 capital ratio of 13.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.35%.

Yes. STARION BANK is FDIC-insured (Certificate #33758). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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