Is Second Fs&la of Philadelphia Safe?
Second Fs&la of Philadelphia has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.77% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 21.94% | 68/100 |
| Return on Assets | 1.02% | 61/100 |
| Total Assets | $0.0B | |
How does Second Fs&la of Philadelphia compare?
With a Bank Health Score of 88/100, Second Fs&la of Philadelphia sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Second Fs&la of Philadelphia ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 25.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Second Fs&la of Philadelphia's Bank Health Score improved by 3.0 points to 88/100. Tier 1 capital weakened by 0.23 percentage points to 25.77%. Quarter-over-quarter, the score rose by 6.0 points.
Second Fs&la of Philadelphia has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).