Is Savings Bank Safe?
Savings Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (41/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.58% | 97/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 25.73% | 83/100 |
| Return on Assets | 0.53% | 41/100 |
| Total Assets | $0.5B | |
How does Savings Bank compare?
With a Bank Health Score of 87/100, Savings Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Savings Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 14.58% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Savings Bank's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital strengthened by 0.22 percentage points to 14.58%. Quarter-over-quarter, the score rose by 1.0 points.
Savings Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (41/100).