SAVINGS BANK
CIRCLEVILLE, OHIO · FDIC Cert #13216
Capital & Safety Analysis
According to FDIC financial data, SAVINGS BANK holds a Tier 1 capital ratio of 14.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAVINGS BANK shows strong financial health indicators. With $550M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAVINGS BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAVINGS BANK holds $550M in total assets and $466M in total deposits. It is located in CIRCLEVILLE, OHIO (FDIC Certificate #13216).
SAVINGS BANK has a Tier 1 capital ratio of 14.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 0.53%.
Yes. SAVINGS BANK is FDIC-insured (Certificate #13216). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.