Is San Luis Valley Federal Bank Safe?
San Luis Valley Federal Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.56% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 24.22% | 77/100 |
| Return on Assets | 1.27% | 71/100 |
| Total Assets | $0.4B | |
How does San Luis Valley Federal Bank compare?
With a Bank Health Score of 89/100, San Luis Valley Federal Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, San Luis Valley Federal Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 25.56% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, San Luis Valley Federal Bank's Bank Health Score fell by 6.0 points to 89/100. Tier 1 capital strengthened by 1.36 percentage points to 25.56%. Quarter-over-quarter, the score fell by 2.0 points.
San Luis Valley Federal Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).