Is Peru Federal Savings Bank Safe?
Peru Federal Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 33.71% | 100/100 |
| Nonperforming Loan Ratio | 0.44% | 91/100 |
| Liquidity Ratio | 48.85% | 100/100 |
| Return on Assets | 0.75% | 50/100 |
| Total Assets | $0.2B | |
How does Peru Federal Savings Bank compare?
With a Bank Health Score of 92/100, Peru Federal Savings Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Peru Federal Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 33.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.44% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peru Federal Savings Bank's Bank Health Score held roughly steady at 92/100. Tier 1 capital strengthened by 7.49 percentage points to 33.71%.
Peru Federal Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).