PERU FEDERAL SAVINGS BANK
PERU, ILLINOIS · FDIC Cert #29384
Capital & Safety Analysis
According to FDIC financial data, PERU FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 33.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PERU FEDERAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PERU FEDERAL SAVINGS BANK shows strong financial health indicators. With $199M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PERU FEDERAL SAVINGS BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 33.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PERU FEDERAL SAVINGS BANK holds $199M in total assets and $168M in total deposits. It is located in PERU, ILLINOIS (FDIC Certificate #29384).
PERU FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 33.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 0.75%.
Yes. PERU FEDERAL SAVINGS BANK is FDIC-insured (Certificate #29384). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.