Is Peoples Bank&Trust Safe?
Peoples Bank&Trust has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.28% | 100/100 |
| Nonperforming Loan Ratio | 0.81% | 84/100 |
| Liquidity Ratio | 28.22% | 93/100 |
| Return on Assets | 2.68% | 100/100 |
| Total Assets | $0.6B | |
How does Peoples Bank&Trust compare?
With a Bank Health Score of 93/100, Peoples Bank&Trust sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Peoples Bank&Trust ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.28% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.81% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Bank&Trust's Bank Health Score fell by 4.0 points to 93/100. Tier 1 capital weakened by 0.65 percentage points to 15.28%. Quarter-over-quarter, the score fell by 1.0 points.
Peoples Bank&Trust has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (84/100).