PEOPLES BANK&TRUST
PANA, ILLINOIS · FDIC Cert #17320
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK&TRUST holds a Tier 1 capital ratio of 15.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK&TRUST shows strong financial health indicators. With $604M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK&TRUST has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 15.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK&TRUST holds $604M in total assets and $495M in total deposits. It is located in PANA, ILLINOIS (FDIC Certificate #17320).
PEOPLES BANK&TRUST has a Tier 1 capital ratio of 15.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.81%, and the return on assets is 2.68%.
Yes. PEOPLES BANK&TRUST is FDIC-insured (Certificate #17320). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.