Is Peoples Bank Safe?
Peoples Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.95% | 100/100 |
| Nonperforming Loan Ratio | 2.30% | 54/100 |
| Liquidity Ratio | 48.10% | 100/100 |
| Return on Assets | 2.02% | 100/100 |
| Total Assets | $0.5B | |
How does Peoples Bank compare?
With a Bank Health Score of 86/100, Peoples Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Peoples Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 15.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 2.30% is elevated, signaling stressed loans on the balance sheet.
What changed in the last year?
Over the last four quarters, Peoples Bank's Bank Health Score improved by 6.0 points to 86/100. Tier 1 capital strengthened by 0.72 percentage points to 15.95%. Quarter-over-quarter, the score rose by 3.0 points.
Peoples Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (54/100).