PEOPLES BANK
PRATT, KANSAS · FDIC Cert #1147
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK holds a Tier 1 capital ratio of 15.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK shows strong financial health indicators. With $512M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 15.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK holds $512M in total assets and $438M in total deposits. It is located in PRATT, KANSAS (FDIC Certificate #1147).
PEOPLES BANK has a Tier 1 capital ratio of 15.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.30%, and the return on assets is 2.02%.
Yes. PEOPLES BANK is FDIC-insured (Certificate #1147). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.