Is Oregon Pacific Bk DBA or Pac Safe?
Oregon Pacific Bk DBA or Pac has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.35% | 95/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 23.27% | 73/100 |
| Return on Assets | 1.31% | 72/100 |
| Total Assets | $0.8B | |
How does Oregon Pacific Bk DBA or Pac compare?
With a Bank Health Score of 88/100, Oregon Pacific Bk DBA or Pac sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Oregon, where 13 FDIC-insured banks are headquartered, Oregon Pacific Bk DBA or Pac ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 14.35% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Oregon Pacific Bk DBA or Pac's Bank Health Score fell by 5.0 points to 88/100. Tier 1 capital was essentially flat at 14.35%. Quarter-over-quarter, the score fell by 3.0 points.
Oregon Pacific Bk DBA or Pac has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).