Is Old Exchange Nb of Okawville Safe?
Old Exchange Nb of Okawville has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.67% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 55.89% | 100/100 |
| Return on Assets | 0.75% | 50/100 |
| Total Assets | $0.1B | |
How does Old Exchange Nb of Okawville compare?
With a Bank Health Score of 95/100, Old Exchange Nb of Okawville sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Old Exchange Nb of Okawville ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 22.67% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Old Exchange Nb of Okawville's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 1.08 percentage points to 22.67%.
Old Exchange Nb of Okawville has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).